Orca Advisor Inc. 

Privacy Policy

Effective Date: February 9, 2026

1. Overview

This Privacy Policy explains how Orca Advisor Inc. (“Orca Advisor,” “we,” “us,” or “our”) collects, uses, and shares information when you use our Services. By using the Services, you agree to this Privacy Policy.

2. Information We Collect

We collect information you provide directly to us and information generated through your use of the Services, including account information, business and operational data, financial information, usage and interaction data, linked bank or financial institution information (where applicable), and communications you send to us. Some of this information may include personal data, while other information relates to businesses or organizations and is not personal in nature.

3. How We Use Your Information

We use information collected through the Services to operate, maintain, and improve the Services; to generate analytics, insights, and recommendations; to share relevant information with Partner Banks or other authorized parties; to communicate with you; and to develop and improve our technology, including through automated and artificial intelligence–based systems.

4. How We Share Information

We may share information with Partner(s), infrastructure and service providers that support the operation of the Services (including hosting, analytics, communications, artificial intelligence providers, and payment processors such as Stripe), and other vendors acting on our behalf. We do not sell personal data to unrelated third parties.

5. AI and Anonymized Data Use

We use artificial intelligence and automated systems to analyze information, generate insights, and support benchmarking and analytical tools. We may also create and use aggregated, anonymized, or de-identified data derived from information collected through the Services for research, analytics, benchmarking, and model development purposes. Such data does not identify you or any individual.

6. Data Retention and User Access

We retain information for as long as reasonably necessary to provide the Services, comply with legal and contractual obligations, support analytics and comparative reporting, and resolve disputes. Certain information may be retained for a minimum period, after which it may be deleted, de-identified, or anonymized for research and analytical purposes. Inactive accounts may be deactivated in accordance with our operational practices.

7. Security

We implement administrative, technical, and organizational measures designed to protect information, including encryption and access controls. However, no system is completely secure, and we cannot guarantee absolute protection.

8. Marketing Communications

We may send product updates, educational content, or information about related services. You may opt out of marketing communications at any time using the unsubscribe mechanisms provided or by contacting us.

9. User Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal data, including the right to access, correct, or delete information, or to object to or restrict certain processing. Requests may be submitted to privacy@orcaadvisor.com, and we will respond in accordance with applicable legal requirements.

10. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will update the effective date and provide reasonable notice. Continued use of the Services constitutes acceptance of the updated policy.

11. Contact

For privacy-related questions or requests, contact:

Orca Advisor Inc.

Email: privacy@orcaadvisor.com