Orca Advisor Inc. — Privacy Policy

Effective Date: November 11, 2025

1. Overview

This Privacy Policy explains how Orca Advisor Inc. collects, uses, and shares your information when you use our Services. By using the Services, you agree to this Privacy Policy.

2. Information We Collect

We collect account information, financial and operational data, usage data, linked bank information, and communications you send to us.

3. How We Use Your Information

We use your data to provide and maintain Services, share relevant information with Partner Banks, deliver recommendations, and improve our technology.

4. How We Share Information

We share data with Partner Banks, infrastructure partners (Vercel, Supabase, Resend, Claude, ElevenLabs, Gamma), and service providers. We do not sell personal data to unrelated third parties.

5. AI and Anonymized Data Use

We use AI and automated systems to analyze data, generate insights, and develop benchmarking tools. We also use anonymized data for research and model training.

6. Data Retention and User Access

Data is retained for at least one year to support comparative reporting. Inactive accounts may be deactivated, and data anonymized for research.

7. Security

We implement industry-standard measures such as encryption and access controls. No system is completely secure, and we cannot guarantee absolute protection.

8. Marketing Communications

We may send product updates or educational content, with opt-out options available at any time.

9. User Rights and Choices

You may have rights to access, correct, or delete your personal data consistent with applicable laws. Contact privacy@orcaadvisor.com for requests.

10. Changes to This Policy

We may update this Privacy Policy periodically. The effective date will reflect the latest version. Continued use constitutes acceptance.

11. Contact

For privacy questions, contact:

Orca Advisor Inc.

Email: privacy@orcaadvisor.com